AI-first Risk Hub · EU · US · LATAM · APAC

Where Growth Meets Security

We don't marry you off to software, we marry you off to the result. AI-driven KYC, KYB and KYT, plus end-to-end Fraud-as-a-Service — built for fintech, banking, crypto, insurtech, travel and beyond.

No minimums Live in days, not weeks Credits never expire
+110M
Payments processed in 2024
99%
Fraud blocking efficiency
220+
Countries of ID coverage
10+ yrs
Hands-on risk experience
Software · One platform, full coverage

A complete answer to fraud and compliance.

From the first ID scan to the last transaction, Scorid keeps your funnel safe — without breaking conversion. Switch tabs to explore Onboarding (KYC / KYB) and Transaction Monitoring (KYT).

01

Behavior Rules

Risk-score every action and decide in milliseconds. Make split-second approve/reject calls based on configurable rules.

02

Smart Rules Generator

Self-tuning AI builds and calibrates rules to maximize revenue while balancing conversion loss and chargeback capture.

03

All-in-one Analysis

Unified dashboards covering every facet of monitoring, alerts and case management.

04

CNP Attack Detection

Spot BIN attacks and card enumeration before they hit your P&L.

05

Card Risk Assessment

Real-time ML scoring trained on Latin America transaction data — accurate, reliable, fast.

06

Forensic & Chargeback Analysis

Forensic dashboards and actionable evidence to defeat chargebacks.

behavior-rules.scorid.io
Usual recipient
Usual day & time
Usual device
Usual IP
Usual geolocation
Usual amount
Usual accumulated amounts

Pay-as-you-go Pricing

Curious about cost? Reveal a transparent, interactive estimator built from our official 2026 price book — flip products on, drag the volume slider, and watch your monthly run-rate calculate live.

Price Estimator

Scope

Capabilities · select what you need

Business Verification (KYB)

Your monthly estimate

B2C onboardings (KYC)14,000
B2B onboardings (KYB)6,000
Avg KYC cost / unit€0.50
Avg KYB cost / unit€2.20
Annual estimate€20,200
Pay-as-you-go credits. Credits never expire. No minimum commitments. Accept EUR, USD, Crypto. Pay via Bank Transfer, Card or Cash.
Indicative estimate based on the controls selected. "Variable" services are not included. Additional discounts may apply based on projection, products and contract type. For better quoting, schedule a meeting or write to info@scorid.com.
Consultancy · Strategy that ships

Skip the learning curve. Borrow our 10+ years.

Trusted strategic architects with hands-on experience in the region's leading companies. Choose the engagement that matches the moment you're in.

FLAT pack

Closed Project · Quick wins

Defined objectives, scope and timeline from day one. Full delivery for an agreed total fee — for example, 3 or 6 months.

  • Discovery → Functional doc → Commercial doc → Start
  • Compliance & regulation rollout (KYC/AML)
  • Structure modeling for PSPs, exchanges, wallets, Web3
  • One closed price, no surprises
RETAINER pack

Continuous accompaniment · Hours pack

A long-term engagement focused on continuous improvement. Monthly hour-based package, allocated flexibly with defined methodology and goals — or a hybrid model.

  • Adaptive models & intelligent monitoring
  • Strategic networking with key providers & legal partners
  • Modular & scalable engagement
  • Catch-up & executive committee, continuity built-in

AI Ethics

Frameworks and guardrails for responsible, auditable AI in risk and compliance.

Diagnosis & Assessment

Severe diagnostic of your current state, gaps and quick wins, with a roadmap of deliverables.

Anti-Fraud Hub

Synergy between Fraud · AML · Cybersecurity · Risk · Compliance under one decision layer.

Tech Selection & Regulatory Readiness

Pick the right vendors and pass licenses and audits across multiple jurisdictions.

Legal, Data Privacy & T&C

Privacy notices, terms, contracts and data-retention controls aligned to GDPR & local laws.

UX/UI & Web Design

Conversion-grade flows that turn compliance into a competitive advantage.

Fraud as a Service · The engine

Your frontline operational team, on day one.

End-to-end managed acceleration. We close the gap between strategic design and real-world high-risk operations — autonomy in months, not years.

A "Hub-and-Spoke" risk hub

Combine internal talent with seasoned professionals — without scaling headcount. Launch with strong processes from day one, run calibrated transaction monitoring without the learning curve, and keep payroll under control.

Third-party team

Embedded analysts, leaders and orchestration.

Methodology

Daily, weekly huddles, monthly business reviews and deep-dives.

Advisory · FLAT or RETAINER

Two engagement modes that adapt to your business cadence.

Knowledge Transfer

We hand over the playbook so your team owns it long-term.

Fraud experience for users

A frictionless, branded response surface — your users never see the seams.

Integration flow
User · Merchant Customer Scorid · Risk Hub Response
VERIFIED REVIEW DECLINED
Direct integration with solution provider — frictionless, in days.
Provider validates real / near-real-time and returns a decision.
Scorid runs first-line support & orchestration.

Built for high-risk verticals

Fintech & Banking Crypto & Web3 TeleCo & e-SIM Marketplace E-commerce Insurtech Travel & Tourism Transportation Gambling PSPs & Exchanges
Compliance · The foundation of trust

Built on the world's strictest standards.

For a banking decision-maker, seals are not a footer — they are the foundation. Scorid is engineered around the regulations and certifications that govern modern financial infrastructure.

GDPR (EU)

Privacy laws, data-retention controls, localized into 48 languages.

PSD2 / SCA · FedNow

Strong Customer Authentication (EU) and FedNow-aligned controls in the US.

AML6 · Bank Secrecy / Patriot Act

FATF, EU AMLD6 and US BSA / Patriot Act aligned screening & reporting.

PCI DSS 4.0

Payment-card data security at the latest 2024 standard.

ISO/IEC 27001

Information security management system certified.

ISO/IEC 22301

Business continuity management — resilient by design.

ISO/IEC 27017

Cloud-specific security controls aligned to industry guidance.

ISO/IEC 27018

Protection of personally identifiable information in the cloud.

EUUSALATAMEMEAAPAC Bank Secrecy ActCentral Bank directivesLocal data-protection laws
Strategic partners

Powered by a network of specialists.

We don't reinvent the wheel — we orchestrate the best providers in the market so you get the right result, faster.

FAQ · Straight answers

Got questions? We've got the answers.

Everything you actually need to know — coverage, pricing, integration time, data and how to migrate.

Is Scorid available in other EU countries?

Yes. We operate across the entire European Union under GDPR and AML6, and our KYC/KYB flows cover government IDs from 220+ countries. The platform is localized into 48 languages and automatically adapts to each jurisdiction's regulatory rules.

Does Scorid have global reach?

Yes. We are deployed across EU, USA, LATAM, EMEA and APAC. We comply with PSD2/SCA (EU), FedNow/BSA/Patriot Act (USA), FATF/AML6, ISO 27001/22301/27017/27018 and PCI-DSS 4.0.

Can I scale to new countries without redoing the integration?

A single API or hosted-flow integration works across any jurisdiction. To add a new country, you only adjust the workflow configuration — no additional development, no redeploys.

Do I need to commit to a membership or annual contract?

No. There are no memberships, forced contracts or minimums. We operate on pay-as-you-go credits that never expire. For Consultancy, there are FLAT (closed project) and RETAINER (monthly hours pack) modes — fully flexible.

How much does the solution cost?

Pricing is transparent and per product. ID Verification from €0.15, AML Screening €0.20, KYB Registry €2.00. KYT starts at €2,250/month (Tier 1). Use the live estimator above for a real-time quote. Prepay saves 10%.

How long does the integration take?

Days, not weeks. A single API call, a hosted-flow link, or a no-code workflow builder. Most clients are live in under 24-48 hours, including non-technical teams.

What happens with my users' data?

We are GDPR-aligned and certified ISO 27001 / 27017 / 27018. Data-retention controls are configurable per use case. Information is not shared with third parties without explicit consent.

Can I migrate from another provider (Sumsub, Veriff, Persona, Onfido)?

Yes. The Scorid team helps you map workflows, import historical verifications and mirror existing rules. A typical migration is completed in under a day.

Let's make an orientate intro.

A 30-minute call to understand your stack, your risks, and where Scorid plugs in. No slides unless you ask.